OFX
4.4 / 5Trust 4.5 / 511.0k reviews
OFX is an Australian-founded FX specialist built for larger, less frequent transfers: no transfer fee and no maximum amount, funded entirely through bank transfer.
Transfer limits
Minimum
€1000
Maximum
€1M
Fee structure
- Bank transferNo transfer fee; cost is the 0.5%–1.5% exchange-rate margin1.00%
Delivery methods
Bank transfer
Pros & cons
Pros
- No transfer fee, on any amount
- No maximum transfer limit — built for large transfers
- 24/7 phone support across time zones
- Forward contracts and recurring transfers for FX planning
Cons
- $1,000 minimum — not built for small remittances
- Bank transfer only, no cash pickup or mobile wallet
- Account verification can take longer than app-first competitors
EUR → PHP rate history
Send with OFX
We may earn a commission — you pay the same. How we make money