Sendwave
4.4 / 5Trust 4.3 / 525.7k reviews
Sendwave (Zepz group, official GCash partner) lets you send money to the Philippines directly to bank accounts, GCash, or cash pickup. Rated 4.4/5 on Trustpilot (~25,700 reviews). A flat fee applies on top of the send amount; new customers often receive a boosted rate for their first transfer.
Transfer limits
Minimum
€1
Maximum
€10K
Fee structure
- Bank transferFlat fee of €0.99 on EUR sends (fee amount varies by send currency)€0.99
- Mobile walletGCash payout, same flat fee€0.99
Delivery methods
Bank transferMobile walletCash pickup
Pros & cons
Pros
- Official GCash partner — reliable GCash payout
- Low flat fee (€0.99 for EUR sends)
- New-customer rate boost on first transfer
- EUR, GBP, USD, and CAD corridors covered
Cons
- No AUD corridor
- Exchange-rate margin on top of the flat fee
- Smaller brand recognition than Wise or Western Union
EUR → PHP rate history
Send with Sendwave
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