Wise
4.7 / 5Trust 4.9 / 524.5k reviews
Wise (formerly TransferWise) is a British fintech that provides international money transfers at the mid-market exchange rate with transparent, upfront fees.
Transfer limits
Minimum
€1
Maximum
€1M
Fee structure
- Bank transferBank transfer from your EUR account€0.410.43%
- Debit cardDebit card payment1.50%
Delivery methods
Bank transferMobile wallet
Pros & cons
Pros
- Mid-market exchange rate
- Transparent fees
- Fast transfers (hours)
- Excellent mobile app
- No hidden markups
Cons
- Higher fee for card payments
- Limited cash pickup options
- Requires verification for large amounts
EUR → PHP rate history
Send with Wise
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